Your Car Insurance Specialists

We offer both personal auto and commercial auto and truck policies.

About Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it is time to renew the policy and to pay your premium.

For more information and a quote, please contact The Prosperity Insurance Group

Commerical Automobile Insurance

Commercial Auto Insurance insures your business against loss or damage to vehicles used by your business and damage caused to others by vehicles used by your business. It is a critical coverage for your Business Insurance and risk management program. A commercial policy will establish a definition of commercial use for your business vehicles. Here are some of the factors that may affect your premium:

  • Business Location - determines premiums for theft
  • Driver Records - hire only qualified drivers with safe driving records
  • Choice of Vehicle - five-star safety rated, domestic, mid-sized sedans have the lowest premiums
  • Deductibles - a high deductible will lower your premiums
  • Safety and Anti-Theft Devices - alarms, GPS tracking, air bags, seat belts

Our philosophy is to work closely with both our clients and potential clients to answer their questions, discuss their needs, and assure they are properly protected. We often sell service over price, and the referrals we receive are a statement to this. It's this philosophy that's made Prosperity Insurance Group a strong leader in the South Florida insurance industry. Call us today at 561-578-4673.

We invite you to call or email us today for a free consultation and no-obligation proposal for any or all your insurance needs. We look forward to hearing from you. CALL OR EMAIL US TODAY! Or you can use our convenient online form to get in touch.